Wholesale Pricing

Previously reserved for large businesses such as Walmart or 7-Eleven, we provide a wholesale pricing plan to any client processing more than $10,000 a month.

Credit Cards: Interchange plus 0.75%
Checks: 0.75%
Monthly: $0.00
Annual: $0.00
PCI: $0.00
Gateway: $0.00
Free Equipment: Must provide 2 months of billing statements.
Contract: Month to month. No exit fee.
Deposits: One business day for qualified businesses.

Interchange Pricing

Debit: 0.05% + $0.20 What's Interchange?
Swiped Retail: 1.51% + $0.10 Visa Interchange
E-Commerce: 1.80% + $0.10 MasterCard Interchange
  • Free Equipment
  • Next Day Deposits
  • PCI Level 1

Pricing for qualified businesses. If you process below $10,000 a month then there is a $35 fee.

Price Comparison

  PayJunction Square Stripe PayPal Merchant Account
Monthly Fee $0 $0 $0 $30 $20
Annual Fee $0 $0 $0 $0 $75
PCI Monthly Fee $0 $0 $0 $0 $15
Swiped Debit Card 0.80% 2.75% NA 2.70% 1.20%
Keyed Debit Card 0.80% 3.50% 2.90% 3.50% 3.20%
Swiped Credit Card 2.26% 2.75% NA 2.70% 1.75%
Keyed Credit Card 2.55% 3.50% 2.90% 3.50% 3.20%
ACH Check 0.75% NA NA 2.90% NA
Gateway Monthly Fee $0 NA $0 $0 $20
Gateway Per Transaction Fee $0 NA 30¢ 10¢ 10¢
Exit Fee $0 $0 $0 $0 $250+
Deposit Time 1 day 1 - 30 day 7 day 3-5+ day 2-5+ day

Fees are based on average rates marketed by United States providers. May vary from vendor to vendor. Not all fees listed in comparison.
Deposit times are listed in business days.

Over a decade in business, and here is our commitment to you.

Our service is month-to-month. We believe you should use our products and services because they are better, not because you are locked into a contract. If, at any time, you are not satisfied for any reason, you may cancel without penalty.

Free equipment for qualified businesses.

Businesses who currently process over $10,000 a month will receive a free swiper and signature pad. Just attach your current provider’s processing statements and we’ll ship it out for free.

Your funds are deposited in one business day.

Settled transactions are deposited into your checking account in one business day. We get it ... you need a provider who works as fast as you do.

Real businesses use real merchant accounts.

Funds are directly deposited to your bank account with no middleman. We setup real merchant accounts with simple pricing.